Since 2005 our Investments practice has been at the heart of transformation programmes for scores of Investment Platforms, Life Insurers, Wealth Managers and Retirement Specialists.
Our unique industry reference models and methods, continuously enhanced over many years of running consulting engagements, provide an accelerator for our work with clients, allowing every Altus consultant to hit the ground running. Each model covers over 1000 capabilities and 200 processes needed in its sector, from Platforms and Life & Pensions to Equity Release and Financial Advice.
Armed with this powerful toolkit, our professional and approachable team of trusted consultants can tackle any challenge from shaping strategy and propositions to defining and implementing the technology and operating model to deliver them.
Digital and hybrid advice is emerging as a key route to streamline the advice process while delivering consistent outcomes and serving a greater number of clients. Increasingly this is being paired with new platform models that promise more one-and-done servicing and allow advice firms to control more of the client experience.
Meanwhile, regulatory challenges keep coming. Consumer Duty and ESG regulations have further increased the data and compliance reporting burden on the wealth sector.
Demographics are coming into play too. The great intergenerational wealth transfer now extends beyond the family office, demanding a whole new engagement model.
Choosing the right fintech and operating model to support these changes will be critical. Altus Consulting has an unparalleled view of the options and the capabilities delivered by each, and a top quality delivery team to implement positive change.
The path to sustained profitability remains unclear for many Investment Platforms. Squeezed between competitive pressure on margins and the spiralling costs of re-platforming, we continue to see consolidation in the sector. Yet there are options to improve efficiency without the need for huge project teams. Focused investment on specific capabilities can make a real impact, be that via technology, improved process or specialist outsourcing.
Our PEAK models provide the single most comprehensive reference for pinpointing the current maturity of a platform and provide guidance as to where they can improve from operational changes to propositional enhancements, and of course the impact of regulations.
Altus has worked with platforms from migration and launch through propositional and regulatory change to performance optimisation. Ask our trusted and approachable team of consultants how we can support your change needs.
Competition and regulation continue to apply pressure on margins, giving leaders a bigger challenge in balancing these factors. Meeting the rising expectations of customers in this cost-constrained environment means the need to make the right decisions at the right time has never been greater.
Altus Consulting has developed engineered techniques that provide unparalleled insight into capabilities, ecosystem components and regulations that drive decisions that make the most impact for our clients.
Our consultants are all experienced market practitioners delivering clear thinking on corporate, business and propositional strategy, defining efficient operating models and working alongside our clients to put these into practice.
From M&A activity to business consolidation, operational change to propositional innovation, our consulting team provides essential support to help our clients navigate these complex and dynamic challenges and unlock their full potential.