{"id":18886,"date":"2019-02-27T00:00:00","date_gmt":"2019-02-27T00:00:00","guid":{"rendered":"https:\/\/www.altus.co.uk\/whiplash-reform-looking-beyond-the-costs\/"},"modified":"2023-12-05T16:14:20","modified_gmt":"2023-12-05T16:14:20","slug":"whiplash-reform-looking-beyond-the-costs","status":"publish","type":"post","link":"https:\/\/www.altus.co.uk\/insights\/whiplash-reform-looking-beyond-the-costs\/","title":{"rendered":"Whiplash Reform: Looking beyond the costs"},"content":{"rendered":"\n<p>In this white paper, we look at the journey of legal reforms to date, the detail of the forthcoming changes, and identify the key impact areas that an insurer will need to consider when re-shaping its claims model for the post-CLA environment.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"620\" height=\"877\" src=\"https:\/\/www.altus.co.uk\/wp-content\/uploads\/2023\/12\/Front-cover-snip.jpeg\" alt=\"\" class=\"wp-image-20041\" srcset=\"https:\/\/www.altus.co.uk\/wp-content\/uploads\/2023\/12\/Front-cover-snip.jpeg 620w, https:\/\/www.altus.co.uk\/wp-content\/uploads\/2023\/12\/Front-cover-snip-212x300.jpeg 212w\" sizes=\"(max-width: 620px) 100vw, 620px\" \/><\/figure>\n\n\n\n<p>Next year, the Civil Liability Act 2018 (CLA) and the anticipated raising of the Small Claims Court limit will bring much-needed change to the legal process for \u2018whiplash\u2019 injury claims \u2013 a major issue for motor insurers, which have seen a large increase in frequency and average severity over the last 13 years for this type of claim, whilst over the same period the figures for road accidents have been falling.<\/p>\n\n\n\n<p>Timeline for recent changes to the affect personal injury claims, and forthcoming reforms.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"704\" height=\"413\" src=\"https:\/\/www.altus.co.uk\/wp-content\/uploads\/2023\/12\/Legal-reform-roadmap_2.jpeg\" alt=\"\" class=\"wp-image-20043\" srcset=\"https:\/\/www.altus.co.uk\/wp-content\/uploads\/2023\/12\/Legal-reform-roadmap_2.jpeg 704w, https:\/\/www.altus.co.uk\/wp-content\/uploads\/2023\/12\/Legal-reform-roadmap_2-300x176.jpeg 300w\" sizes=\"(max-width: 704px) 100vw, 704px\" \/><\/figure>\n\n\n\n<p>When you register to download a white paper we retain your contact details so that we can alert you in future when we are publishing content&nbsp;or hosting an event&nbsp;we believe may be of interest&nbsp;to you.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In this white paper, we look at the journey of legal reforms to date, the detail of the forthcoming changes, and identify the key impact areas that an insurer will need to consider when re-shaping its claims model for the post-CLA environment. Next year, the Civil Liability Act 2018 (CLA) and the anticipated raising of [&hellip;]<\/p>\n","protected":false},"author":59,"featured_media":20044,"parent":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[110],"tags":[],"insight-topic":[96,97],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Whiplash Reform: Looking beyond the costs - Altus Consulting<\/title>\n<meta name=\"description\" content=\"In this white paper, we look at the journey of legal reforms to date, the detail of the forthcoming changes, and identify the key impact areas that an\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.altus.co.uk\/insights\/whiplash-reform-looking-beyond-the-costs\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Whiplash Reform: Looking beyond the costs - Altus Consulting\" \/>\n<meta property=\"og:description\" content=\"In this white paper, we look at the journey of legal reforms to date, the detail of the forthcoming changes, and identify the key impact areas that an\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.altus.co.uk\/insights\/whiplash-reform-looking-beyond-the-costs\/\" \/>\n<meta property=\"og:site_name\" content=\"Altus Consulting\" \/>\n<meta property=\"article:published_time\" content=\"2019-02-27T00:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-12-05T16:14:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.altus.co.uk\/wp-content\/uploads\/2019\/02\/crash_test_dummy_0.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Pat Hayward\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Pat Hayward\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.altus.co.uk\/insights\/whiplash-reform-looking-beyond-the-costs\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.altus.co.uk\/insights\/whiplash-reform-looking-beyond-the-costs\/\"},\"author\":{\"name\":\"Pat Hayward\",\"@id\":\"https:\/\/www.altus.co.uk\/#\/schema\/person\/c2419783f44f7e8f606080c050e30054\"},\"headline\":\"Whiplash Reform: Looking beyond the costs\",\"datePublished\":\"2019-02-27T00:00:00+00:00\",\"dateModified\":\"2023-12-05T16:14:20+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.altus.co.uk\/insights\/whiplash-reform-looking-beyond-the-costs\/\"},\"wordCount\":170,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.altus.co.uk\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.altus.co.uk\/insights\/whiplash-reform-looking-beyond-the-costs\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.altus.co.uk\/wp-content\/uploads\/2019\/02\/crash_test_dummy_0.jpeg\",\"articleSection\":[\"Whitepaper\"],\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.altus.co.uk\/insights\/whiplash-reform-looking-beyond-the-costs\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.altus.co.uk\/insights\/whiplash-reform-looking-beyond-the-costs\/\",\"url\":\"https:\/\/www.altus.co.uk\/insights\/whiplash-reform-looking-beyond-the-costs\/\",\"name\":\"Whiplash Reform: Looking beyond the costs - 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