Written by Rory Gravatt on 31 May 2018
Feature first seen in Professional Adviser on 31/05/2018
The FCA, followed by the Work and Pensions Committee, see default drawdowns as the way forward. They believe that lower charges will offset the absence of any maximum income limit to minimise the risk of the state being hit with a future benefits crisis – I don’t believe it. Just a few years ago, the regulator frowned on drawdown, and the economic realities have not changed since then. It’s simple: the only default retirement option should be personalised guidance or even advice. Let’s offer customers free robo advice and a near-retirement consultation – and it is up to policymakers to work out how that is funded.
Altus helps Headlight make Christmas brighter for mental health patients
Written by Altus on 17 January 2019
Altus has raised £480 for the Headlight Mental Health Charity.
API your business
Written by Michael James on 2 January 2019
APIs are high on digital agendas right now and the case for them can be compelling, especially if you want to expand your distribution channels and leverage capability across a broad and varied IT estate.