Peer to peer: the meteorite approaches

In this paper we analyse what is happening with P2P and how traditional firms might evolve to benefit from the change rather than risk extinction.

Peer to Peer (P2P) lending in the UK is little more than 10 years old, but already the market is crowded with almost 100 firms and business volumes growing at 70% per annum. It is a meteoric rate of expansion and one which puts P2P on a collision course with today’s financial services industry.

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