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The FCA’s platforms market study covers a number of key areas with a common theme: how do platforms and the advisers that use them provide a value-for-money solution for investors?
The announcement from pensions minister Guy Opperman that the Department for Work and Pensions (DWP) will take the lead on the pensions dashboard is a welcome shot in the arm for the initiative.
"I have no doubt that the fintech entrepreneurs could develop some very appealing services, but they are hamstrung by the existing pension infrastructure", Ben Cocks says
"Once users can see financial data on one screen, guidance and advice services could emerge that analyse that data." explains Ben Cocks.
For Howard Finnegan, sales and marketing director at Altus Business Systems, the picture is constantly improving.