Downloads

Altus is an expert in the field and have provided a selection of white papers, case studies, product data sheets and brochures to demonstrate their credibility within the financial services market.

If you would like more information about any of our solutions please email enquiries@altus.co.uk or call 01225 438057

Consultation Paper Response

Brochures

  • Altus Transfer Gateway
    The Altus Transfer Gateway (ATG) offers platforms, pension administrators, wealth managers and fund managers a simple and economic solution for automated account transfers and asset re-registration.
  • Altus Funds Gateway
    The Altus Funds Gateway (AFG) automates client dealing and reporting services for fund providers thereby streamlining internal operations and providing a better service for clients.
  • Altus Investment Gateway
    The Altus Investment Gateway (AIG) minimises the costs and risks of funds trading by providing a consistent, controlled, automated process across all trading methods.
  • Altus e-Filing Gateway
    The Altus e-filing Gateway is a packaged solution for electronic HMRC reporting that provides a range of benefits beyond simple compliance.
  • Altus Pension Reporting Gateway
    The Altus Pension Reporting Gateway (APG) is a packaged solution for managing HMRC reporting requirements specifically for pension administrators. It handles the full range of RTI/PAYE and pension scheme reporting requirements and gives administrators control over the whole process.

Briefing Paper

  • ATG v3.0 Briefing Note
    This version supports the full range of capabilities in the latest version of the UK Electronic Transfer and Re-registrations Group (UKETRG) transfer standards (version 3.0) and includes a whole host of new and exciting features.
  • Altus Federated Pension Dashboard
    This briefing paper describes a model for the pension dashboard that is more aligned with the work of the General Data Protection Regulation (GDPR) and Open Banking Working Group (OBWG) and also the burgeoning UK fintech sector where innovation and competition are a central theme.
  • ATG v2.9 Briefing Note
    The market leading automated transfers and re-registration solution just go better! With a host of new features and capabilities including support for JISAs, CTFs and in-specie pension transfers Altus continues to invest in innovation to drive the market forward.
  • Summary of 2016 Budget: Impacts on Financial Services Businesses
    In last year’s Autumn Statement, the chancellor had promised us details of pension reforms he had been consulting on. This had been the subject of much hype and speculation, until the news emerged two weeks ago that there would be no new pension reforms.
  • In-Specie Pension Transfers Briefing Paper
    In this briefing document Altus has undertaken a research exercise to find out how providers are handling in-specie pension transfers and how well customers are served by the current arrangements. We conducted telephone interviews with 10 of the leading SIPP providers, typically with the head of operations or transfer team leaders, and asked them a series of questions about their approach to in-specie pension transfers
  • Interview: Altus 10 Years in Business, David Jackson, Managing Director
    In this brief interview, Managing Director, David Jackson reflects on 10 years in business, the changes he has seen in the Financial Services industry and what he believes the future holds for both the industry and Altus.
  • What is a Pension Dashboard?
    What is a Pension Dashboard? How will it be built? And, importantly - who would provide it? This briefing note addresses those questions.
  • ViaNova Guide for Fund Providers
    This document provides some background to and information on ViaNova market practice from a fund providers or fund platform perspective. It also provides an overview of the capabilities covered by the latest ViaNova version.
  • Introduction to Open Pension Transfers
    Introduction to 'Open Pension Transfers' briefing paper gives detailed information on the initiative; who is involved, the importance of choice in the pension transfers market, what transfers are covered and how the transfer process works.

White Papers

  • Peer to peer: the meteorite approaches
    Peer to Peer (P2P) lending in the UK is little more than 10 years old, but already the market is crowded with almost 100 firms and business volumes growing at 70% per annum. It is a meteoric rate of expansion and one which puts P2P on a collision course with today’s financial services industry.
  • The Lose-Lose Game: Vulnerable Workers and Shrinking Pensions
    In this whitepaper we examine how multiple employment and the consequential proliferation of pension pots is likely to affect low paid workers and the industry who serves them.
  • Rise of the Machines: Where next for Robo-Advice?
    In the last few years well-established markets have been totally disrupted by a combination of new technology and innovative business models – just think Spotify, Uber, Airbnb or Dropbox. Now we are witnessing similar digital innovation in the retail investment market with the dawn of robo-advice – an automated, process-driven advice solution, developed to meet the straight-forward needs of consumers at lower cost than traditional channels.
  • The High Cost of Freedom: Retirement in 2020
    Countries around the developed world have long been aware of the demographic time-bomb putting at risk the sustainability of Government and private pension provision. In 2010, the UK’s population of over-65s numbered around 10 million; by 2050 this number will exceed 19 million.
  • Bringing in the Harvest the Future of D2C Platforms
    Altus white paper ‘Bringing in the Harvest: the future of D2C platforms examines the challenges providers face in a competitive and overpopulated market.
  • Perfect Storm for Pension Transfers
    The Perfect Storm for Pension Transfers white paper talks about how very few in the pensions industry have failed to recognise that there is a storm brewing for pension transfers whipped up by a combination of regulatory, demographic and market factors.
  • The Platform Machine Tuning for Efficiency
    Looking from a macro perspective, few would argue with the fact that platforms have been the great success story of UK investments in recent years.

Video

Case Studies

  • Fundsquare Cross-Border Funds Trading
    The Luxembourg Fund industry is a world leader in cross-border distribution of funds. Luxembourg funds are distributed in more than 70 countries across Europe, Asia, Latin America and the Middle East.
  • AXA Wealth DC Pensions
    With a well-documented shift from Defined Benefit to Defined Contribution provision and a predicted explosion in transaction volumes after the advent of auto-enrolment in 2014, prospects look good for pension fund platforms.